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Page: of 8

MONDAY, DECEMBER 23, 1929
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4. DICKERMAN
The Christmas Drug Store is brimful of
Beautiful New Gift Ideas"
Leather Goods Perfumery
Gift Sets by Hudnutt . Books Fountain Pens
Colleen Moore Impored Lamps
New Stationery
A Full Line of New Toys and Games
Xmas Cards of All Kinds
hoose your gifts now, let us put them away for you
Jeofe age eaherte skorts rfc sherk x st oe nye ye
+ NEW COMPANY TO REDUCE THE COST}
MINING COMPENSATION INSURANCE
(Continued From Last Week) gives a premium rate of $5.05.
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. aerstand why the rate making pro-. 59 4-10 per cent gives a total of
cess should not be aftected by the} $8.51 (40 6-10% the difference is.
amount and nature of the injuries:termed padding for overhead to
in the metal mining industry as; cover private insurance companies).
i distinct from other industries. The basic rate of $9.05 is then
i It is true that within certain] obtained by multiplying $8.51 by
limits, thea mount of compensation. 6 3-10% and then adding one cent
paid is fixed by the law. The Indus-. to this total.
trial Accidest Commission exercises The question at issue is whether
to the extent of each injury which . fied.
comes before it for examination. The State
When the proper classification is) ance Fund with an overhead cost
made by this Commission, uch injury . o¢ only 13 5-10% as compared with
come under the amount of compen-! an overhead cost of the Private
Compensation Insurae
s
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Gress Valley Office
138 South Auburn St.
Nevada City Office, 208 Main St. Phone 207J
forte
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Be sfeageiRerke ene rfertery See steateateaze se sfeateate stent afe fete afte alee steate este tee betes ene le ieee ot would show that
YOU WORK HARD FOR YOUR MONEY
MAKE YOUR MONEY WORK HARD FOR YOU
START A PASS BOOK SAVINGS ACCOUNT
TODAY WHERE IT EARNS
SIX PER CENT
NEVADA COUNTY BUILDING & LOAN
ASSOCIATION
Office étes: 9 a. mi to 5 p. m. daily
Including Saturdays
Baeble tele iteieh hehe ete tebe etn . MOUNt of business written so the
hs MILLS ARE THE MOST EFFICIENT GRINDERS
The BEST REGRINDING CLASSIFIERS: by overflow.
The BEST AMALGAMATING PAN
to any mesh size.
The ONY MILL that wilt work
CLAY (pipe).
MICA (sheet)
that others use.
No Gears. No Grease. No Bearings
No Friction.
ELLIS MILLS MANUFACTURING COMPANY
510 Brannan St. Phone KEarny 4190
Siete rdeergetertegeneise
5
Domne ek New N. I. D. Bldg.
Phone G. V. 35
The ONLY MILL that will work
The ONLY MILL that will work
ASBESTOS and not ruin the fibre, or EMERY and not ruin
the mill. And many others.
The ELLIS MILL will grind anything that can be gound or pulverized, wet or dry, to a definite mesh in one operation,
ing only 1-4 to 1-10 the power
San Francisco
efetelotereterleejenteofeolesteols sfecheateah tealedook deste steileedtededetebpebeetegepa . ing the same period the carriers (in-!
sation therefor as fixed by the law. Carrier of 40 6-10%, could funcIf, over a given period, the results. tion without this 6 3-10% increase.
_ th cost of com-} Under the new rate, the padding
pensation and hospital care for the for_private carriers is 46.9 per cent.
total injuries in the metal mining . .Under the
industry could be met by a Iv=ver} $1.89 is collected from
premium, a corresponding reduction] pay out only $1.00
would be justified, and should be
made. ' in other words eighty cents in exTo us it seems this information] cess of cost is collected. This apshould be very important in the, plies to all industries.
rate making process. (To Be Continued)
The State of Oregon adjusts its ; 5
rates annually, basing the changes The first telephone line installed
on the preceding year’s experience. . in Washington, D.C. connected
Compensation insurance rates inj two of the offices under the Chief
California are determined by the] Signal Officer of the U. S. Army.
California Inspection Rating Bureau,. This was in 1877.
subject to approval by the State Long Island now has more ‘than
Insurance Commissioner, This bu-. 750,000 telephones, three times ag
reau i maintained by fees collected] many as it had ten years ago, and
from all compenation insurance com-! had a growth of 60,000 telephones
panies according to amount of pre-. in the last 12 months,
miums collected. For instance, the In Brooklyn and Queens, two fo
State Fund does 33 per cent of! New York City’s most rapidly growcompensation insurasce and thus. ing boroughs, the number of telepays 33 per cent of cost of mainphones has increased about 200 per
taining this bureau. Voting powerlcent in ten years.
in this bureau. is based’ on the
insured to
for compensation, medical, etc.; in fact all costs;
ee ee
State Fund has a 33 per cent vote FRED M, MILLER
a against a 67 per cent vote of the
private insurance companies, alConsulting Engineer
though the State Fund writes more Mi d Mi eo
business than any single company. ci ise ining
We understand the Inpection Rating Bureau has seven Directors, one
of whom represents the . Insurance Irrigation
Department of the State, which
really is finally responsible for. the Examinations, Maps and
Hydraulics
rates imposed, the other six repreReports on Properties
senting private carriers.
It would seem that private carCounty Maps for Sale
riers have a preponderant voice in Offi ®
i a es)
fixing the rates, out of proportion gears R dence
to their share of the business, 262 South Auburn St.
Your Committee learned from Grass Valley
other ources a number of interest-. Phone 535]
ing facts, some of which we now
SORA CAC CL CRTC OR ONC RAE
Toithe layman it is hard to un-! Then this rate of $5.05 divided by .
—
its judgmtnt in making awards asjor not the 6 3-10 increase is Justi=.
‘ OCCASIONAL TABLES—
new rate a charge of . ,
} ALPu HARDWARE & SUPPLY CO
. Nevada City Grass Vaitey Allechany
Tee et a ee is OO EE RR OR AE
THE NEVADA CITY NUGGET, CALIFORNI4.
IDEAL CERISTMAS GIFTS”
Useful, Beautiful and Moderately Priced ©
“CEDAR CHESTS— \ ;
Walnut Finish with Cedar Linings, ales
All red iedar chests
SMOKING STANDS—
Walnut Finish, also
Colored Enamel Finish
eee
TRE
‘Shak
Many shapes and sizes
/
FLOOR LAMPS and BRIDGE LAMPS— .
All colors
ELECTRICAL GOODS—
Automatic Toasters Waffle Irons Griils
Urn Sets Sandwich Toasters Irons .
Electric Clocks . Curlings Irons Pads
HOUSEHOLD GOODS—
Carving Sets tainiess Steel Steak Knives
Dishes — Glasses Aluminum Ware Vases
New Colored Enamel Ware Waffle Sets
Cake Covers Blankets Comforters
Mattresses Springs Pillows
XMAS TREE LIGHTING OUTFITS—
Indoor and Outdoor
Extra Globes for all
give:
“During the twelve year period
from 1915 to1926, inclusive the employers of California paid to the
insurance carriers of this. State
$148,680,244.61 in premiums. pol
cluding the Fund) paid losses in the
Practical mining tests from 25 to 1000 pounds,
percentage of suiphurets, value
valbes of tailings,
Assays made ior geld. silver, lead and copper. Mail order check wo: benefit ‘of injured workmen and
promptly attendea to. Agent for New York-Caiifornta Underwriters.
Westchester and Capitai of California Fire lusuraaces companies,
automobile insurance.
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Phone 37!
Oeste Naa
So em aes
NEVADA CITY ASSAY & REFINING OFFICE
E. J. N. Ott, Proprietor
0
WINTER SUITS
Need Cleaning and Pressing This Week
Don't Overlook Neckties!
Will call Monday ead Thursday afternoons at your
home and deliver on the next trip over.
Va lley 375 and we will call th enext trip. We will
credit your phone charges.
GRASS VALLEY CLEANERS
Ed Burtner. Proprietor
W 1 . ] West Main St.
Meets ofa eke wh eats oie aye ole ole ope ale of eae he oly ole Te sheneale ate sfeoke oleate ifeae ate deeded
NEVADA CITY SANITARIUM
Miss Elizabeth McD. Watson
Equipped to handle Obstetricai, Surgical, Medicinal
ana \-Kay Cases.
Modern Equipment
giving the free golé; . :
of suiphurets, value of suiphurets ane . S’ Premium dollar was expended
Ai’ their dependents”.
Ltt te let ete epee @ege . oT, the following information was
Phone Grass
Pee eho4 . Dusiness during the years 1924, sus
Nevada City
LAMA LALLA LALLA AA LALA GELLER LEDER . 19:26
um of $80,037,361.93, leaving a
balance in favor of the insurance,
earriers of $68,642,882.68. In other
words, during the perior stated,
only 52.82 per cent of the employby the insurance carriers for the
From one of the private’ carobtained: 4
‘T‘otal payroll for 1926 amounted
business, including the State Compensation Insurance Departnient.
losses and expenses only, based on
these figures, without allowance for ; w
profit. ta the companies, would It's so easy, so
amount to 8.70. ;
The average loss ratio for all :
forms of Compensation Insurance will
for all companies ‘engaged ta the
wanting to haw”
af
als
1925 and 1926 amounted to 65.2%.
The rates for Mining Compensaion Insurance have been as fol= pi 5 : os
JAMES D. STEWART, E. M.
Consulting Mining Engineer
138 Commercial St. Phone 107 Auburn, Calif.
Examinations Reports =Management
30 Years’ Experience in Western Mining Fields
Code: Bedford-McNeil
og 300.00 Losses $1,532,826.00, This
Aete eede dee dederbe oe adeode heeded bed hh OF OF SFE SF FES EROS F
lows: . ! th
1914 : . $4.85 ati.
i915 5.15 Ree reece ci ae
1917 §.97 '
1922 €.61 i
19293 5.14
§.21
m= 14927 8.53 A
1928 9.05
The basic rate of $9.05 for mines
(underground work) effeative
March 1, 1929, was determined aS
follows:
Exeprienced rating for the years
1922, 1925, 1924, 1925, and 1926
were used as a basis.
Total permiums' paid for Compensation Insurance were $30,322,q
ee a a ee YOULL HAVE TO HURRY TO JOIN
Now that the Christmas Club idea has proved so popular,
The total losses were $330,770.00.
Thee losses, against the above payour patrons are hurrying to join the 1930 Club. All of these
eon were, won * yee sa a will have a che-} medical examination..« rei tape. You cannot afford to
rate, without allowance for Com; de
rchase ma
pany expense, of 5.21. As the rate for all the mor . be wihout this protection. For every 50c purchaordinarily charged’ seauines 8 SUG ; i. Heke here, we give you a ticket. VWhen you have 40 of them
loss ratio, an adequate rate to pay since the first F
you can get a $10,000 Accident Insurance Policy for only
$1.00. Come in and get full particulars today.
Sh Reet de ete ibe te Be tees e eo endear ole detested det
NEVADA CITY BRANCH : :
PLAZA SUPER SERVICE STATION ©
Larsen & Hardt
A Full Line of Pies and Cakes
SALLY ANN BREAD .
Baked Fresh Daily. Sanitary.
Wrapped and Sealed
TINS BRT MAT ase.