March 25, 1976 (12 pages)

' SAN FRANCISCO continuing process rather than a one-time event. You ‘requires establish credit one creditor at tell you if you’ve been denied a time, by repaying your credit because'of information as This is one of the secrets contained in Bank America’s consumer report, “How To Establish Credit.” H mn s < _ person will be a. good risk. Remember that creditors will verify the information on your application with credit agencies or: directly by contacting your credit references. “In the final evaluation application is creditor’s judgement of your ability and willingness to pay. The. report lists. some practical. steps toward establishing credit. “Know you can repay” is the first. Before you apply be certain you will be able to make the payments and still gro ; In stands of trees less than a hundred years old sprouts can _grow as fast as two feet a year. Because of their tough, fibrous bark redwoods resist insect damage and be extensively scarred a: g . FS -Bof A offers cred If you’re turned down, find “Establishing credit is a out why. “The Fair Credit bank, fons ees reporting advises the identify the agency creditors to received from a agency.” They must and inform you that data in your credit file is available free if you request it in writing within 3 days. If credit a“ complete, you can have it reinvestigated and deleted if it’s wrong or can’t be verified. If you’re a married woman, the report also advises you to name and insist Advise credit sactions THE NEVADA COUNTY NUGGET — Thursday, March 25, 1976 — 5 the file is incorrect or in-° establish your own credit identity. agencies to include individual credit histories each time a credit report is made, apply for a credit card in your own America offices. treatment in all credit tran“How To Establish Credit’, is available at Bank of Sources of Energy— No. 3 of a series If the Brontosaurus had been more romantic, electricity would be cheaper. were eS There's power Millions of years'ago, weird-looking animals and plants populated the earth, on land and in the sea. As they of residue. These remains were buried under millions of tons of earth, or of ocean sediments, and slowly evolved into layers of coal, and of pools of oil and natural gas. More and more, we came to depend on these fossil fuels for energy in our homes, factories and power plants. Had _ creatures existed in greater numbers, no doubt there would be greater quantities of gas, oil and coal-today.Until 1950 California produced ail the natural gas it needed. It was an inexpensive and clean source of energy. But as demand grew, we started * buying:-gas from Texas. Then from Canada. And now our supplies are diminishing. One day natural gas may no longer be available for boiler fuel. Gas is one of 5 kinds of natural «~ energy PG&E uses to produce electricity. Another is geothermal steam at The Geysers. It is relatively inexpen~ sive, but even by optimistic estimates, it would supply only about .10%_of our , one of the nation’s most extensive hydroelectric systems, but nearly all economic and acceptable water power sites. were developed over the years.That's why natural gas and oil—our © 4th source— had to become more prominent in our energy mix. . Seek has more than doubled and that of low” sulfur fuel oil has quifitupled, accounting for most of our rate increases: Like other utility systems here and abroad, PG&E has tumed to uranium’ —our 5th source—as an alternative to oil and gas. _ B ee Nuclear power plants can produce "electricity at about 40% less than new oil-fired plants, despite higher initial. pte es Vex Or DY eS Mk Se * Naf tad aeee ea eteteta w v¥ \ Pa Pa PTY Mae WEY MIC SE HS Mla Ye US a Coal one day may be our sixth source “of primary energy. We are in the process of acquiring reserves in Utah. Research in solar electricity shows. promise, but its use as a major source is, at best, many years away. Our industry's research in fusion, tidal and wind power some day may make them : they simply are not available for ee . ’ The demand for electricity continues . to grow, partly because population itself ‘continues to grow: The problem of meeting this growing demand is. urgent. For our part, we will continue our ee ee ao ¢ i YS 59 AS ee! wi Reh urgent efforts to develop all available. sources, and to find new ways to use energy more efficiently, to keep you : provided with adequate energy and reliable service at the lowest possible . cost. For your part, the effective way to ess Sas . ot Be help control the supply and the:spiraling cost of energy, is to use less of it. We encourage you to do so because the energy you use is too precious.and ~ Save energy, PGavE e #4 : < ger? ¢ ? POO COI EED Ee PREP PERE ERE: ES Pa or aera Rest Te

' SAN FRANCISCO continuing process rather than a one-time event. You ‘requires establish credit one creditor at tell you if you’ve been denied a time, by repaying your credit because'of information as This is one of the secrets contained in Bank America’s consumer report, “How To Establish Credit.” H mn s < _ person will be a. good risk. Remember that creditors will verify the information on your application with credit agencies or: directly by contacting your credit references. “In the final evaluation application is creditor’s judgement of your ability and willingness to pay. The. report lists. some practical. steps toward establishing credit. “Know you can repay” is the first. Before you apply be certain you will be able to make the payments and still gro ; In stands of trees less than a hundred years old sprouts can _grow as fast as two feet a year. Because of their tough, fibrous bark redwoods resist insect damage and be extensively scarred a: g . FS -Bof A offers cred If you’re turned down, find “Establishing credit is a out why. “The Fair Credit bank, fons ees reporting advises the identify the agency creditors to received from a agency.” They must and inform you that data in your credit file is available free if you request it in writing within 3 days. If credit a“ complete, you can have it reinvestigated and deleted if it’s wrong or can’t be verified. If you’re a married woman, the report also advises you to name and insist Advise credit sactions THE NEVADA COUNTY NUGGET — Thursday, March 25, 1976 — 5 the file is incorrect or in-° establish your own credit identity. agencies to include individual credit histories each time a credit report is made, apply for a credit card in your own America offices. treatment in all credit tran“How To Establish Credit’, is available at Bank of Sources of Energy— No. 3 of a series If the Brontosaurus had been more romantic, electricity would be cheaper. were eS There's power Millions of years'ago, weird-looking animals and plants populated the

earth, on land and in the sea. As they of residue. These remains were buried under millions of tons of earth, or of ocean sediments, and slowly evolved into layers of coal, and of pools of oil and natural gas. More and more, we came to depend on these fossil fuels for energy in our homes, factories and power plants. Had _ creatures existed in greater numbers, no doubt there would be greater quantities of gas, oil and coal-today.Until 1950 California produced ail the natural gas it needed. It was an inexpensive and clean source of energy. But as demand grew, we started * buying:-gas from Texas. Then from Canada. And now our supplies are diminishing. One day natural gas may no longer be available for boiler fuel. Gas is one of 5 kinds of natural «~ energy PG&E uses to produce electricity. Another is geothermal steam at The Geysers. It is relatively inexpen~ sive, but even by optimistic estimates, it would supply only about .10%_of our , one of the nation’s most extensive hydroelectric systems, but nearly all economic and acceptable water power sites. were developed over the years.That's why natural gas and oil—our © 4th source— had to become more prominent in our energy mix. . Seek has more than doubled and that of low” sulfur fuel oil has quifitupled, accounting for most of our rate increases: Like other utility systems here and abroad, PG&E has tumed to uranium’ —our 5th source—as an alternative to oil and gas. _ B ee Nuclear power plants can produce "electricity at about 40% less than new oil-fired plants, despite higher initial. pte es Vex Or DY eS Mk Se * Naf tad aeee ea eteteta w v¥ \ Pa Pa PTY Mae WEY MIC SE HS Mla Ye US a Coal one day may be our sixth source “of primary energy. We are in the process of acquiring reserves in Utah. Research in solar electricity shows. promise, but its use as a major source is, at best, many years away. Our industry's research in fusion, tidal and wind power some day may make them : they simply are not available for ee . ’ The demand for electricity continues . to grow, partly because population itself ‘continues to grow: The problem of meeting this growing demand is. urgent. For our part, we will continue our ee ee ao ¢ i YS 59 AS ee! wi Reh urgent efforts to develop all available.. sources, and to find new ways to use energy more efficiently, to keep you : provided with adequate energy and reliable service at the lowest possible . cost. For your part, the effective way to ess Sas . ot Be help control the supply and the:spiraling cost of energy, is to use less of it. We encourage you to do so because the energy you use is too precious..and ~ Save energy, PGavE e #4 : < ger? ¢ ? POO COI EED Ee PREP PERE ERE: ES Pa or aera Rest Te